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See Your Estimated Monthly Payment in Seconds

Adjust the equipment cost and term length to see your estimated monthly payment.

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Estimated Monthly Payment Calculator

Adjust the equipment cost and term length to see your estimated monthly payment.

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1

Apply in 60 Seconds

Provide your information and complete our easy online application in just a minute.

2

Receive Approval &
Choose Your Terms

Once you’re approved, select the term that best fits your budget.

3

We Wire The Funds

Whether it’s a dealer, private seller or auction, we will wire the funds directly to them so you can pick up your equipment.

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Get a quick quote and one of our financing specialists will contact you to discuss your equipment needs.

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FREQUENTLY ASKED QUESTIONS

Equipment Financing FAQs

Get answers to the most common questions about financing used equipment, bad credit, private sellers, auctions and more.

Can I finance used equipment for my business?

Yes. Axe Business Funding finances used equipment for businesses nationwide. Non-titled equipment does not have an age restriction, giving you greater flexibility when purchasing older equipment. You can purchase used equipment from a dealer, private seller, or auction. Titled equipment may have age or mileage restrictions depending on the type of equipment.

Can a startup business get equipment financing?

Axe Business Funding requires businesses to have been operating for at least two years to qualify for our equipment financing programs.

Can I finance used equipment from a private seller?

Yes. We offer private seller equipment financing and work directly with the seller to complete the transaction. Once your financing is funded, we wire the funds directly to the seller so you can get your equipment quickly.

Can I finance equipment purchased at an auction?

Yes. We work with auction houses across the country. You can get pre-approved for equipment financing before an auction, or we can begin working on the financing after you’ve won the equipment. Since auctions typically provide a limited amount of time to complete payment, we can get to work on your transaction right away.

Can I get equipment financing with bad credit?

Yes. Axe Business Funding offers equipment financing for less-than-perfect credit. Challenged-credit transactions may require a down payment and may have shorter financing terms. We also report to business credit bureaus, which can help your business establish and build business credit.

How quickly can I get approved for equipment financing?

We can provide same-day equipment financing approvals when we have the information needed to review your transaction. Typically, we’ll need a completed application, your most recent three months of business bank statements, and an invoice or quote for the equipment.

Can I get equipment financing with a credit score below 600?

Yes. A credit score below 600 does not automatically prevent you from financing equipment. These transactions will typically require a down payment and may have shorter terms. We also report to business credit bureaus, giving your business an opportunity to establish business credit while financing equipment it needs.

What types of used equipment can I finance?

We can finance virtually any equipment that is applicable to your business, including specialty equipment. Whether you’re purchasing construction equipment, heavy equipment, landscaping equipment, or specialized machinery, we can review the transaction and available financing options.

What credit score is needed for equipment financing?

We finance a wide range of credit profiles. Your credit score helps determine the down payment and financing terms available to you, but it isn’t the only factor considered. Strong business bank statements can be especially helpful when financing equipment with challenged credit.

How much can I borrow for equipment financing?

Our Application-Only equipment financing programs are available for transactions up to $250,000. For larger transactions with financial documentation, equipment financing may be available for up to $2 million.

Can I finance equipment with no money down?

Yes. Many of our equipment financing programs require no money down for qualified applicants purchasing new or used equipment. Down-payment requirements depend on your credit profile and the overall transaction.

Can I get equipment financing anywhere in the United States?

Yes. Axe Business Funding provides equipment financing nationwide. We can finance equipment purchases throughout the United States, including titled equipment, and handle the financing process for you.